面向征信的区块链模式设计与应用研究

郭树行; 宋子琦

doi:10.11959/j.issn.2096-109x.2018029

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面向征信的区块链模式设计与应用研究

学术论文 | 更新时间：2024-06-03

- 面向征信的区块链模式设计与应用研究
- Design and application of blockchain pattern for credit information industry
- 网络与信息安全学报 2018年4卷第4期页码：63-71
- 作者机构：
- 作者简介：
  
  [ "郭树行（1978-），男，河北沧州人，中央财经大学副教授，主要研究方向为信息服务与网络科学、企业架构与IT规划设计、IT项目管理。" ]
  [ "宋子琦（1995-），男，北京人，中央财经大学硕士生，主要研究方向为区块链技术、信息服务与网络科学。" ]
- 基金信息：
- DOI：10.11959/j.issn.2096-109x.2018029
  中图分类号： TP319
- 网络首发：2018-04，
  
  纸质出版：2018-04-15
- 稿件说明：
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郭树行, 宋子琦. 面向征信的区块链模式设计与应用研究[J]. 网络与信息安全学报, 2018,4(4):63-71.

Shuohang GUO, Ziqi SONG. Design and application of blockchain pattern for credit information industry[J]. Chinese Journal of Network and Information Security, 2018, 4(4): 63-71.
郭树行, 宋子琦. 面向征信的区块链模式设计与应用研究[J]. 网络与信息安全学报, 2018,4(4):63-71. DOI： 10.11959/j.issn.2096-109x.2018029.

Shuohang GUO, Ziqi SONG. Design and application of blockchain pattern for credit information industry[J]. Chinese Journal of Network and Information Security, 2018, 4(4): 63-71. DOI： 10.11959/j.issn.2096-109x.2018029.

摘要

根据目前我国征信体系现状，结合传统征信体系结构所产生的问题，从监管层面提出基于区块链技术的征信行业体系结构和2种数据交易模式以及征信数据交易平台技术架构，具有去中心化、安全可信、集体维护、不可篡改等特点。阐述数据交易的各个过程，探讨区块链在征信行业应用的优势：促进征信数据共享、提升对征信业监管质量、确保信息主体隐私权、有效提升征信数据维度。

Abstract

Based on the current status of Chinese credit information system

expounding the problems arising from the traditional credit information system structure

a credit system structure based on blockchain technology and two data transaction pattern and the technical framework of the credit data trading platform was proposed

It has the characteristics of decentralization

safe and credible

collective maintenance

and untampering.And the process of data transaction were expounded.To explore the advantage of application of blockchain in the credit and information industry:promote credit data sharing

improve the quality of supervision of the credit and information industry

ensure the privacy of the information subject

effectively improve the dimension of credit information.

关键词

Keywords

references

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