Technology and practice of intelligent governance for financial data security

Peng HOU; Zhixin LI; Fei ZHANG; Xu SUN; Dan CHEN; Yihao CUI; Hanbing ZHANG; Yinan JIN; Hongfeng CHAI

doi:10.11959/j.issn.2096-109x.2023048

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Technology and practice of intelligent governance for financial data security

Papers | 更新时间：2024-06-03

- Technology and practice of intelligent governance for financial data security
- Chinese Journal of Network and Information Security Vol. 9, Issue 3, Pages: 174-187(2023)
- 作者机构：
  
  1. 复旦大学计算机科学技术学院，上海 200438
  2. 复旦大学金融科技研究院，上海 200438
- 作者简介：
- 基金信息：
- DOI：10.11959/j.issn.2096-109x.2023048
  CLC： TP309; F832
- Online First：2023-06，
  
  Published：25 June 2023
- 稿件说明：
移动端阅览
Peng HOU, Zhixin LI, Fei ZHANG, et al. Technology and practice of intelligent governance for financial data security[J]. Chinese Journal of Network and Information Security, 2023, 9(3): 174-187.
DOI：

Peng HOU, Zhixin LI, Fei ZHANG, et al. Technology and practice of intelligent governance for financial data security[J]. Chinese Journal of Network and Information Security, 2023, 9(3): 174-187. DOI： 10.11959/j.issn.2096-109x.2023048.

摘要

在“十四五”新时期，金融业数字化从多点突破迈入深化和高质量发展新阶段，加强金融数据安全治理、保护金融数据安全，已经成为国家经济安全发展的客观需要和必然要求。以数据治理措施为基础工具，以敏感数据为核心关注点，以保障金融数据全生命周期安全为目标的金融数据安全治理是实现金融机构数据流通、激活数据价值、促进金融数据要素市场化配置的有效措施。随着新一代信息技术在金融领域的广泛应用，金融数据安全治理的方式也正和大数据、人工智能、云计算、区块链等技术紧密结合，从传统的数据安全治理方式转变为智能化治理，驱动金融数据安全治理加速向自动化、智能化、高效化、精准化方向演进。介绍了金融数据安全治理的内涵、治理对象和治理体系；阐述了金融数据安全治理向智能化发展的核心理念和关键支撑技术，并描绘了治理智能化的发展路线。结合金融数据安全治理需求和智能化技术特点，从数据分级、数据溯源、内容管控、隐私保护和数据孪生等方面说明了金融数据安全治理智能化技术实践的关键方向，并举例介绍了银行、证券和保险业当前的治理智能化应用实践。为推动我国新时期金融数据安全治理规范化和智能化发展，实现持续金融机构和行业的健康发展，提出了相应的政策建议。

Abstract

In the “14th Five-Year Plan” era

the digitization of the financial industry has entered a phase of deepening and high-quality development.Strengthening Financial Data Security Governance (FDSG) and protecting financial data security have become an objective need and essential requirements for developing national economic security.FDSG utilizes data governance measures as a fundamental tool with a focus on sensitive data to ensure the comprehensive security of the entire lifecycle of financial data.It aims to promote data circulation among financial institutions

activate data value

and facilitate market-oriented allocation of financial data elements.FDSG is increasingly intertwined with big data

artificial intelligence

cloud computing

and blockchain technologies

transforming traditional data security governance into intelligent governance and accelerating the evolution of FDSG towards automation

intelligence

efficiency

and precision.FDSG’s essence

scope

and governance framework were introduced

and the core concepts and critical supporting technologies for the intellectual development of FDSG were elaborated

outlining the roadmap for intelligent governance.With consideration of FDSG’s demands and characteristics of intelligent technologies

vital directions for the practical application of intelligent technologies in FDSG were outlined

including data classification

data traceability

content control

privacy protection

and data twinning.Examples of current intelligent governance practices in banking

securities

and insurance industries were provided.Policy recommendations were proposed in the paper to promote the standardized and intelligent development of FDSG in China’s new era

aiming to foster the sustainable development of financial institutions and industries and ensure a healthy and secure environment for the future.

关键词

Keywords

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