Design and application of blockchain pattern for credit information industry

Shuohang GUO; Ziqi SONG

doi:10.11959/j.issn.2096-109x.2018029

您当前的位置：

首页 >

文章列表页 >

Design and application of blockchain pattern for credit information industry

Papers | 更新时间：2024-06-03

- Design and application of blockchain pattern for credit information industry
- Chinese Journal of Network and Information Security Vol. 4, Issue 4, Pages: 63-71(2018)
- 作者机构：
- 作者简介：
- 基金信息：
- DOI：10.11959/j.issn.2096-109x.2018029
  CLC： TP319
- Online First：2018-04，
  
  Published：15 April 2018
- 稿件说明：
移动端阅览
Shuohang GUO, Ziqi SONG. Design and application of blockchain pattern for credit information industry[J]. Chinese Journal of Network and Information Security, 2018, 4(4): 63-71.
DOI：

Shuohang GUO, Ziqi SONG. Design and application of blockchain pattern for credit information industry[J]. Chinese Journal of Network and Information Security, 2018, 4(4): 63-71. DOI： 10.11959/j.issn.2096-109x.2018029.

摘要

根据目前我国征信体系现状，结合传统征信体系结构所产生的问题，从监管层面提出基于区块链技术的征信行业体系结构和2种数据交易模式以及征信数据交易平台技术架构，具有去中心化、安全可信、集体维护、不可篡改等特点。阐述数据交易的各个过程，探讨区块链在征信行业应用的优势：促进征信数据共享、提升对征信业监管质量、确保信息主体隐私权、有效提升征信数据维度。

Abstract

Based on the current status of Chinese credit information system

expounding the problems arising from the traditional credit information system structure

a credit system structure based on blockchain technology and two data transaction pattern and the technical framework of the credit data trading platform was proposed

It has the characteristics of decentralization

safe and credible

collective maintenance

and untampering.And the process of data transaction were expounded.To explore the advantage of application of blockchain in the credit and information industry:promote credit data sharing

improve the quality of supervision of the credit and information industry

ensure the privacy of the information subject

effectively improve the dimension of credit information.

关键词

Keywords

references

ASTE T , TASCA P , MATTEO T D . Blockchain technologies:the foreseeable impact on society and industry [J ] . Computer , 2017 , 50 ( 9 ): 18 - 28 .

林小驰 , 胡叶倩雯 . 关于区块链技术的研究综述 [J ] . 金融市场研究 , 2016 ,( 2 ): 97 - 109 .

LIN X C , HU Y Q W . A summary of blockchain technology [J ] . Journal of Financial Market Research , 2016 ,( 2 ): 97 - 109 .

ANJUM A , SPORNY M , SILL A . Blockchain standards for compliance and trust [J ] . IEEE Cloud Computing , 2017 , 4 ( 4 ): 84 - 90 .

袁勇 , 王飞跃 . 区块链技术发展现状与展望 [J ] . 自动化学报 , 2016 , 42 ( 4 ): 481 - 494 .

YUAN Y , WANG F Y . Blockchain:the state of the art and future trends [J ] . Acta Automatica Sinica , 2016 , 42 ( 4 ): 481 - 494 .

MENDLING J , WEBER I , WIL V D A , et al . Blockchains for business process management-challenges and opportunities [J ] . ACM Transactions on Management Information Systems , 2017 .

蒋润祥 , 魏长江 . 区块链的应用进展与价值探讨 [J ] . 甘肃金融 , 2016 ,( 2 ): 19 - 21 .

JIANG R X , WEI C J . Application progress and value of blockchain [J ] . Financial View , 2016 ,( 2 ): 19 - 21 .

LI J . Data transmission scheme considering node failure for blockchain [J ] . Wireless Personal Communications , 2018 : 1 - 16 .

王强 , 卿苏德 , 巴洁如 . 区块链在征信业应用的探讨 [J ] . 电信网技术 , 2017 ,( 6 ): 37 - 41 .

WANG Q , QING S D , BA J R . Application of blockchain in credit information industry [J ] . Telecommunications Network Technology , 2017 ,( 6 ): 37 - 41 .

刘财林 . 区块链技术在我国社会信用体系建设中的应用研究 [J ] . 征信 , 2017 , 35 ( 8 ): 28 - 32 .

LIU C L . Application of blockchain technology in the construc-tion of social credit system in China [J ] . Credit Research , 2017 , 35 ( 8 ): 28 - 32 .

杨茂江 . 基于密码和区块链技术的数据交易平台设计 [J ] . 信息通信技术 , 2016 , 10 ( 4 ): 24 - 31 .

YANG M J . Design of data trading platform based on password and blockchain technology [J ] . Information ＆ Communications Technology , 2016 , 10 ( 4 ): 24 - 31 .

王俊生 , 何清素 , 聂二保 , 等 . 基于区块链的修正 KMV 模型在互联网金融征信中的应用——以弱信用群体为例 [J ] . 征信 , 2017 , 35 ( 9 ): 35 - 39 .

WANG C S , HE Q S , NIE E B , et al . Application of modified KMV model based on blockchain in internet financial credit-taking weak credit community as an example [J ] . Credit Science , 2017 , 35 ( 9 ): 35 - 39 .

张忠滨 , 刘岩松 . 区块链技术在征信业的应用实践及展望 [J ] . 征信 , 2017 , 35 ( 7 ): 47 - 49 .

ZHANG Z B , LIU Y S . Application and prospect of blockchain in credit information industry [J ] . Credit Reference , 2017 , 35 ( 7 ): 47 - 49 .

李晓刚 . 互联网金融个人征信体系建设研究 [D ] . 杭州:浙江大学 , 2017 .

LI X G . Study of internet financial personal credit reporting [D ] . Hangzhou:Zhejiang University , 2017 .

李启明 , 董方 , 董硕 . 我国征信模式的新思考 [J ] . 征信 , 2017 , 35 ( 8 ): 33 - 36 .

LI Q M , DONG F , DONG S . New reflections on credit reporting mode in China [J ] . Credit Reference , 2017 , 35 ( 8 ): 33 - 36 .

陈芊汝 . 区块链与大数据技术的结合对互联网征信发展的启示 [J ] . 甘肃金融 , 2016 ,( 11 ): 53 - 55 .

CHEN Q R . Enlightenment of the development of Internet credit evaluation based on the combination of blockchain and big data technology [J ] . Financial View , 2016 ,( 11 ): 53 - 55 .

GRAMOLI V . From blockchain consensus back to Byzantine consensus [J ] . Future Generation Computer Systems , 2017 .

李吉广 . 使用区块链的处理监督架构和随机授权 [J ] . 信息安全研究 , 2017 , 3 ( 8 ): 752 - 757 .

LI J G . Processing supervision framework using blockchain and random authorization [J ] . Information Security Research , 2017 , 3 ( 8 ): 752 - 757 .

Views

6293

下载量

CSCD

Alert me when the article has been cited

提交

Tools

Publicity Resources

Research on the optimization mechanism of blockchain energy trading triangular model

Review of ADS-B security research

Related Author

Xiao Lili

Jiang Haibo

Jin Zhengmeng

XIE Lixia

NING Yazhou

YANG Hongyu

ZHU Youwen

HU Huiling

Related Institution

Nanjing University of Posts and Telecommunications

School of Computer Science and Technology, Civil Aviation University of China

School of Safety Science and Engineering, Civil Aviation University of China

College of Computer Science and Technology, Nanjing University of Aeronautics and Astronautics

Air Traffic Management Department, Central and Southern Regional Air Traffic Management Bureau of CAAC

⁰